Thursday, May 31, 2012

SecureIT


The vast majority of those who rely on SecureIT ($1.95/month for three licenses) for antivirus protection don't necessarily know they're using it. Most of the company's installations are handled by ISP partners; less than two percent of users purchase the product directly. In addition to protection against viruses and other malware, the product offers a firewall and phishing protection. However, the only thing it does really well is keep malware from infesting a clean system.

Managed Installation
Installation is straightforward, but if it seems too difficult you can have the company's tech support experts manage the process for you. For $29.95 extra, they'll clear out any conflicting software, install the product, and run a scan for active malware. I don't know how many people would choose to pay more than a year's subscription price just to get security software installed. And if manual malware cleanup is required to get the product installed, that's a separate fee.

The product installed correctly on most of my malware-infested systems. Problems on one test system went away after I uninstalled and reinstalled the product. SecureIT would not install on a test system that can only run in Safe Mode due to malware. Many vendors offer an online scanner, a no-install cleanup tool, or a bootable cleanup disk; not SecureIT. My contact at the company confirmed that the product won't install in this situation, noting that SecureIT "is not designed to be a simple clean-up utility, but rather a long-term preventative maintenance application."

On another test system the SecureIT installation finished, but the product didn't run correctly due to a problem with some Visual Basic support files. Worse, this same problem balked the uninstall routine, so uninstalling and reinstalling wasn't an option. SecureIT simply didn't do the job on those two test systems.

Very Poor Malware Cleanup
Even when it did install and run properly, SecureIT did a poor job of cleaning up malware-infested systems. It only detected 58 percent of the threats, and its malware removal score of 3.6 of ten possible points reflects the fact that it left behind tons of malware traces for those threats it did detect. Quite a few were still running after SecureIT's alleged removal. Also, in several cases it detected and removed a malware installation file without doing anything about the active threat.

SecureIT performed especially poorly against rootkit samples. It detected 60 percent of them, but left the rootkit technology actively running for more than half of those it detected. ZoneAlarm Antivirus + Firewall 2012 ($59.95 direct for three licenses, 3 stars) detected all of these same threats and scored 8.2. When tested with my previous set of samples, Norton AntiVirus 2012 ($39.99 direct, 4.5 stars) detected 100 percent and scored 8.9 points.

For an explanation of how I test malware removal and derive these scores, see How We Test Malware Removal.

Related Story

The most surprising thing about these test results is that SecureIT uses the BitDefender engine, and Bitdefender Antivirus Plus 2012 ($39.95 direct for three licenses, 4 stars) was much more effective in testing. My contacts at BitDefender took a look at the product and concluded that while all the necessary components are present, the routines for disinfection just don't get called.

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Inexpensive Auto Insurance For Your Vehicle | Sharing Reviews ...

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The Benefits Of Walk In Showers [Guest Post] ? UK Home ...

Walk in showers are a great addition to any home. They look fantastic and are highly practical. They are also good for people who have mobility issues, with the elderly and the disabled finding them especially useful.

There are many styles available, so they can be built to fit in with any kind of bathroom. They also vary in size, so even in a small bathroom you can have a nice mobility shower installed.

Things to consider when buying your shower

When buying easy access showers there are a few things you need to take into account. The first is that everyone in the house needs to be able to use the shower. This means that if you have a wheelchair user in the house you need to fit a shower that, as far as possible, allows them to use the shower without help. You will therefore need a shower without a shower tray.

A fold down shower seat is a good addition to any mobility shower. It enables everyone to use the shower in comfort. It is there when people need it yet folds out of the way when someone who does not need it uses the shower.

At Premier Bathrooms, we have fitted thousands of easy access showers. We can advise you about which features you need to make a shower look good yet still be comfortable and practical for all members of the family to use. We have over 25 years? experience, making our advice both professional and accurate.

?

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Australia: No sign from US of Assange indictment

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Wednesday, May 30, 2012

Commercial Construction Financing Assessment Process Ontario

Toronto Mortgage Broker

When looking into construction financing for a commercial project, its going to be important to get a semi accurate assessment of how much financing you can hope to secure before getting to far into the project.

Many times the property owner can start out with assumptions or guidelines related to being able to secure a construction loan that are inaccurate which can create problems completing the work on time and in budget.
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So here?s a few things to keep in mind about how a lender undertake a commercial construction financing process.

First, you are better off reviewing, in detail,? your plans and preliminary budgets with relevant construction lending sources prior to spending too much money.

There can be a tendency to make assumptions as to what costs a lender will cover, and what value they will assign to the work completed prior to you speaking with them. If your assumptions turn out to be off by a wide margin, it may become difficult to arrange financing with what you have to work with at that point as it may be difficult to alter the scope of the project for various reasons.

Second, the fundamental basis for approving a construction loan is going to be based on the lender?s opinion of the property value before, during, and immediately after construction. So its going to be important to support property values through third party appraisals at all relevant intervals of the project.

The starting point is always going to be ?what is the land worth today in its as is state?? So if you paid $300,000 for a piece of real estate 60 days ago, its unlikely that a lender will now consider it to be worth any more than that.

Property owners and builders can get overly hung up on getting the budget for the project financed instead of the market value of the end product.

For example, if you have a $5,000,000 construction budget for a project to be erected on a $500,000 piece of property, the starting point would be that a construction lender would consider financing 65% to 70% of the project value.

But what is the project value?

On a cost basis, one can argue that the project value is $5,500,000.

But if we get a qualified appraiser to come up with a post construction value of the property, based on the plans and budgets, the amount can be more or less than $5,500,000.

And there is a real risk of it being less if the scope of the construction work provides building improvements and functionality that are going to be unique to the future tenant(s). A market value appraisal may provide significant discounting of the value associated with a ?non standard construction?, providing a lower baseline that a construction lender will finance from.

Another way of putting this is that a construction financing source will provide up to 65% to 70% of market value of the completed project, to a maximum of the budgeted amount.

Third, any shortfall between what a construction mortgage provider is prepared to advance and your total capital required, is going to have to be invested by the builder in the form of cash or through leveraging of other real estate assets, which is not uncommon and can be an effective solution to make the numbers work.

Once again, its important to have all of this understood before you spend very much money so that the project can be structured within the scope of what can realistically be provided by a construction loan source.

If you have a commercial construction financing requirement for a project you are planning or are in the middle of, I suggest that you give me a call so I can go through your requirements with you and discuss different financing solutions that may be available to you.

Click Here To Speak With Toronto Mortgage Broker Joe Walsh For A Free Assessment Of Your Commercial Construction Financing Options

Technorati Tags: commercial consruction loan ontario, commercial construction financing ontario, commercial construction financing toronto, commercial construction loan toronto, commercial construction mortgage ontario, commercial construction mortgage toronto

Related posts:

  1. The Construction Mortgage Funding Process
  2. Construction Mortgage Draw Process
  3. Don?t Leave The Process Of Arranging Construction Take Out Mortgages Too Long
  4. Commercial Business Mortgage Application Process
  5. Ontario Construction Loans | Construction Mortgage Financing Options

Ontario Mortgage Broker

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CFT: War vet aims to walk on at Clemson

SEC Cover PROOF 043012

You know what those words mean, right? ?Yep, a new college football season is right around the corner.

Annually the most anticipated preview magazine thanks to both its in-depth analysis and accuracy, the release date for Phil Steele?s preseason dead-tree offering is viewed in most corners of the college football world as Christmas in June.

Ahead of its release June 7, however, Steele has released his annual All-American teams that are, as always, four teams deep.

The list contains the expected cast of characters on the first team, from USC quarterback and preseason Heisman favorite Matt Barkley to his teammate and wide receiver Robert Woods to South Carolina running back Marcus Lattimore ? coming off a torn ACL ? to linebackers Jarvis Jones (Georgia) and Manti Te?o (Notre Dame).

As is ofttimes the case, even for Nostrsteelemus, there are at least a couple of head-scratchers.

Chief among them, at least from this vantage point, is the absence of Marquise Lee ? on any of the four teams. ?As a true freshman at USC last season, Lee caught 73 passes for 1,143 yards and 11 touchdowns, all second on the Trojans to first-team Steele All-American Woods. ?Granted, there are a ton of talented players at his position in the country, but there?s no way you can justify Lee not being one of the top 12 receivers ? Steele placed three receivers on each of the four teams ? in the collegiate game.

Also, somewhat surprisingly, Steele placed Oklahoma?s Landry Jones as his second-team QB, ahead of Arkansas? Tyler Wilson (third-team) and West Virginia?s Geno Smith (fourth-team). ?Not only did Jones see his production dip drastically following the emergence of true freshman Blake Bell ? Jones had just one touchdown pass the last four games, while Bell rushed for 10 touchdowns in that same span ? but there?s also the little issue of what receiver will be available, at least for the early part of the season.

A total of 51 schools are represented, with last year?s title game contestants, with Alabama and LSU*, pacing the four teams with eight and seven players, respectively. ?The Tide had the most players (three) named to the first team, with all three of those being offensive linemen.

Two other SEC or soon-to-be SEC schools had five apiece ? Texas A&M and Arkansas ? as did USC. ?Wisconsin, Florida State, Oklahoma, West Virginia and Oklahoma State all placed four players each on Steele?s teams.

Conference-wise, seven of the 11 conferences in Div. 1-A (FBS) are represented ? The Big Six, plus Conference USA. ?As expected, the SEC far and away leads all conferences with 38 selections; no other league had more than 18. ?Of the 14 teams that will play in the conference this season, 11 had at least one player on one of Steele?s four teams, the lone exceptions being Missouri, Ole Miss and Vanderbilt.

The Big 12 (including WVU) and Pac-12 were next with 18 players each, followed by the ACC with 18, the Big Ten with 14 and the Big East and Conference USA tied at two apiece.

Independent football programs Notre Dame and BYU had two and one players selected, respectively.

Below is a screen snap of Steele?s four All-American teams:

(*Tyrann Mathieu was named to the first-team as both a cornerback and punt returner.)

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Tuesday, May 29, 2012

Common genetic mutation increases sodium retention, blood pressure

Common genetic mutation increases sodium retention, blood pressure [ Back to EurekAlert! ] Public release date: 30-May-2012
[ | E-mail | Share Share ]

Contact: Toni Baker
tbaker@georgiahealth.edu
706-721-4421
Georgia Health Sciences University

AUGUSTA, Ga. Nearly 40 percent of the small adrenal tumors that cause big problems with high blood pressure share a genetic mutation that causes patients to retain too much sodium, researchers report.

The study of 47 human, benign adrenal gland tumors also showed a mutation of the gene KCNJ5 is twice as likely to occur in women 71 versus 29 percent as it points to potential new treatments for some patients who don't respond to current hypertension regimens, said Dr. William E. Rainey, Scientific Director of the Adrenal Center at Georgia Health Sciences University.

Addititionally, when scientists put the mutated gene into an adrenal cell, it immediately starts producing the sodium-retaining hormone aldosterone. "We found it turned on a whole series of genes that cause the cell to produce aldosterone," Rainey said.

Typically, KCNJ5 appears to help normalize levels of the sodium-retaining hormone aldosterone by regulating how much potassium is pumped in and out of aldosterone-producing cells on the outer layer of the adrenal glands. Abnormal protein produced by the mutated gene alters the cells' electrical status.

"When this gene has a mutation, the cells lose control and just start producing aldosterone all the time," said Rainey, corresponding author of the study in the Journal of Clinical Endocrinology and Metabolism.

"The combination of too much salt and too much of this hormone leads to high blood pressure and tissue damage," said Rainey. He notes that the vast majority of the 311 million Americans consume too much salt, even if they never pick up a salt shaker, because of high content in breads, processed and fast foods and the like. An estimated 33 percent of Americans are hypertensive and an estimated 1 in 10 have adrenal problems as the cause.

A 2011 study led by Yale University and published in the journal Science showed that the tumors had a KCNJ5 mutation. GHSU researchers, along with colleagues at University of Michigan Medical School, Ann Arbor; University of Torino and University of Padova, Italy; University of Texas Southwestern Medical Center, Dallas; and Keio University,Tokyo linked the gene to aldosterone production.

Now the GHSU Adrenal Center is moving forward with studies to determine why women with adrenal tumors have more of the mutated gene Rainey suspects it's estrogen-related. They also want to know if any of the dozen potassium channel inhibitors already on the market for heart and other disorders can help these patients as well.

Rainey said the gene mutation is one that occurs after birth when most mutations occur and the cause is unknown. About half the people who produce too much aldosterone have tumors, which tend to affect only one of the 2-by-1-inch glands that sit like hats on top of the two kidneys and surgical removal typically fixes their problem. Unexplained enlargement of both glands likely also has a genetic basis and may be medically managed, Rainey said.

One of the many goals of the GHSU Adrenal Center, one of a handful of multidisciplinary centers in the nation, is to better define genes which can result in whole families being impacted. To date, only three genes are known to contribute to the familial form. Aldosterone excess, by whatever means, also is suspected when people under age 40 become hypertensive for no other obvious reason.

The adrenals are extremly efficient glands, producing three additional hormone groups that help maintain homeostasis including cortisol needed for glucose/carbohydrate metabolism, weak sex steroids that likely are the major source of androgens, or male hormones, in women; and the fight or flight hormones epinephrine and norepinephrine. In the event both glands are removed, the vital hormones must be supplemented, Rainey said.

Patients typically come to the GHSU Adrenal Center with unexplained hypertension that isn't responding to traditional therapy. "They are typically on three or four medications and their blood pressure is still not under control," said Dr. Michael A. Edwards, Clinical Director of the Adrenal Center and Chief of the MCG Section of Minimally Invasive and Digestive Diseases Surgery. Computerized tomography done for other reasons can detect over-sized glands or tumors that may be the culprit.

###

For more information, visit http://www.mcghealth.org/adrenal/GhsuContentPage.aspx?nd=367.


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Common genetic mutation increases sodium retention, blood pressure [ Back to EurekAlert! ] Public release date: 30-May-2012
[ | E-mail | Share Share ]

Contact: Toni Baker
tbaker@georgiahealth.edu
706-721-4421
Georgia Health Sciences University

AUGUSTA, Ga. Nearly 40 percent of the small adrenal tumors that cause big problems with high blood pressure share a genetic mutation that causes patients to retain too much sodium, researchers report.

The study of 47 human, benign adrenal gland tumors also showed a mutation of the gene KCNJ5 is twice as likely to occur in women 71 versus 29 percent as it points to potential new treatments for some patients who don't respond to current hypertension regimens, said Dr. William E. Rainey, Scientific Director of the Adrenal Center at Georgia Health Sciences University.

Addititionally, when scientists put the mutated gene into an adrenal cell, it immediately starts producing the sodium-retaining hormone aldosterone. "We found it turned on a whole series of genes that cause the cell to produce aldosterone," Rainey said.

Typically, KCNJ5 appears to help normalize levels of the sodium-retaining hormone aldosterone by regulating how much potassium is pumped in and out of aldosterone-producing cells on the outer layer of the adrenal glands. Abnormal protein produced by the mutated gene alters the cells' electrical status.

"When this gene has a mutation, the cells lose control and just start producing aldosterone all the time," said Rainey, corresponding author of the study in the Journal of Clinical Endocrinology and Metabolism.

"The combination of too much salt and too much of this hormone leads to high blood pressure and tissue damage," said Rainey. He notes that the vast majority of the 311 million Americans consume too much salt, even if they never pick up a salt shaker, because of high content in breads, processed and fast foods and the like. An estimated 33 percent of Americans are hypertensive and an estimated 1 in 10 have adrenal problems as the cause.

A 2011 study led by Yale University and published in the journal Science showed that the tumors had a KCNJ5 mutation. GHSU researchers, along with colleagues at University of Michigan Medical School, Ann Arbor; University of Torino and University of Padova, Italy; University of Texas Southwestern Medical Center, Dallas; and Keio University,Tokyo linked the gene to aldosterone production.

Now the GHSU Adrenal Center is moving forward with studies to determine why women with adrenal tumors have more of the mutated gene Rainey suspects it's estrogen-related. They also want to know if any of the dozen potassium channel inhibitors already on the market for heart and other disorders can help these patients as well.

Rainey said the gene mutation is one that occurs after birth when most mutations occur and the cause is unknown. About half the people who produce too much aldosterone have tumors, which tend to affect only one of the 2-by-1-inch glands that sit like hats on top of the two kidneys and surgical removal typically fixes their problem. Unexplained enlargement of both glands likely also has a genetic basis and may be medically managed, Rainey said.

One of the many goals of the GHSU Adrenal Center, one of a handful of multidisciplinary centers in the nation, is to better define genes which can result in whole families being impacted. To date, only three genes are known to contribute to the familial form. Aldosterone excess, by whatever means, also is suspected when people under age 40 become hypertensive for no other obvious reason.

The adrenals are extremly efficient glands, producing three additional hormone groups that help maintain homeostasis including cortisol needed for glucose/carbohydrate metabolism, weak sex steroids that likely are the major source of androgens, or male hormones, in women; and the fight or flight hormones epinephrine and norepinephrine. In the event both glands are removed, the vital hormones must be supplemented, Rainey said.

Patients typically come to the GHSU Adrenal Center with unexplained hypertension that isn't responding to traditional therapy. "They are typically on three or four medications and their blood pressure is still not under control," said Dr. Michael A. Edwards, Clinical Director of the Adrenal Center and Chief of the MCG Section of Minimally Invasive and Digestive Diseases Surgery. Computerized tomography done for other reasons can detect over-sized glands or tumors that may be the culprit.

###

For more information, visit http://www.mcghealth.org/adrenal/GhsuContentPage.aspx?nd=367.


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


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Paying For Education With Student Loans - ArticleChurn

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The benefits of quality continued education cannot be understated in a culture that constantly evolving to meet new technology and business challenges. For both parents and professionals, locating a solid financial resource for further educational opportunities has become almost mandatory. Certainly, for parents the goal is to provide their children with a college education that give them more opportunities than they, themselves, had. For professionals, in business or other areas, the need to stay relevant to the changing needs within that profession prompt the search for education. Yet, in either case, the costs associated with secondary schools and technical institutes can be immense.

There are various types of assistance available for people who want to further their education, some government-funded while others come by private means. For anyone who needs student loans or other financial aid to pay for school or educational training, there are programs that make this possible. It is not only possible but it financial assistance is made widely accessible and affordable. Student loans are perhaps the most widely used form of educational financial assistance although scholarships, work-study program, and family contributions do play a significant part as well.

What are some of the reasons why student loans may still be one of the most attractive options out there? Certainly, the first point you could make is that borrowers will not be required to pay back the student loan until after your complete your education. This means the payments will be deferred. Beyond this obvious advantage, there also others associated with interest rates and payment terms. Many of those lenders who offer student loans do so at lower interest rates than other types of loans. Also, lenders are more apt to work with student borrowers by making repayment terms flexible. Charges on interest rates for student loans may also be deferred until after a student finishes coursework and start paying the loan back.

There are two main types of student loans offered by the United States government. The first one is the Stafford Loan. With this loan, any funds for tuition and enrollment costs for the college or university are given to the borrower by banking institutions or lending companies that have partnered with the federal government. The second type is called the Perkins Loan. This loan is offered directly by the school or university, which operates directly as a lender.

Specific application processes are associated with received student loans or financial aid from governments or schools. Yet, for many professionals the ways they receive financial aid make come from taking out personal loans as student loans. In some cases, a student loan may come from the professional's employer who wants them to have updated training and expertise.

There are definitely many options to consider. If you desire more information, you will have to do research to see what student loan opportunities may be available to meet your circumstances. You owe it to yourself to pursue further education and possibly help yourself but your children as well.

Joe Kenny writes for Rebuild, offering personal loans, or for UK residents loans for any purpose finance.

Visit today: Loans from Rebuild.org

This entry was posted on Tuesday, May 29th, 2012 at 12:09 am and is filed under Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

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Tool-wielding robots crawl in bodies for surgery

PITTSBURGH (AP) ? Imagine a tiny snake robot crawling through your body, helping a surgeon identify diseases and perform operations.

It's not science fiction. Scientists and doctors are using the creeping metallic tools to perform surgery on hearts, prostate cancer, and other diseased organs. The snakebots carry tiny cameras, scissors and forceps, and even more advanced sensors are in the works. For now, they're powered by tethers that humans control. But experts say the day is coming when some robots will roam the body on their own.

"It won't be very long before we have robots that are nanobots, meaning they will actually be inside the body without tethers," said Dr. Michael Argenziano, the Chief of Adult Cardiac Surgery at New York-Presbyterian Hospital and Columbia University Medical Center in New York.

Argenziano was involved with some of the first U.S. Food and Drug Administration clinical trials on robotic heart surgery more than 10 years ago. Now he says snake robots have become a commonly used tool that gives surgeons a whole new perspective.

"It's like the ability to have little hands inside the patients, as if the surgeon had been shrunken, and was working on the heart valve," he said.

But Argenziano and experts in robotics say the new creations work best when they're designed for very specific tasks. "The robot is a tool. It is no different in that sense than a scalpel. It's really a master-slave device," he said.

Howie Choset has been researching and building robots, particularly snake robots, at Pittsburgh's Carnegie Mellon University for years.

Choset believes that his snake robot and others like it help reduce medical costs by making complex surgeries faster and easier. Choset says his new design is smaller and more flexible than earlier models: The diameter of the head is less than the size of a dime.

The size of surgical robots allows surgeons to operate with far less damage to the body, helping the patient heal faster. For example, instead of opening the entire chest up during heart surgery, a small incision is made, and the robot crawls inside to the proper spot.

Dr. Ashutosh Tewari of Weill Cornell Medical College in New York has used robotic tools to perform thousands of prostate operations. He said the precision of the tiny robotic tool is vital not just to cutting out cancerous tumors, but to seeing exactly what nerves to leave intact.

Tewari said he's most excited about the potential for surgical robots to do things humans can't do. He said the variety of sensors available for surgical robots keeps expanding, even as they get smaller. He said they may one day be able to test chemicals or blood in the body, or even the electrical connections in nerves.

Argenziano noted that robots aren't a magic cure. "The robot is good at certain things and it's not good at other things," he said. Some studies have found that the cost effectiveness of surgical robots varies greatly. In smaller hospitals, the high cost of purchasing and maintaining a robot may not make sense.

Choset has also built larger snake robots designed for search and rescue, or just exploration. They can climb poles or trees and then look around through a camera in the head, and slither through places humans can't reach.

"We sent our snake robots into these caves off the coast of the Red Sea to look for evidence of ancient Egyptian ships," he said. "To me archaeology is like search and rescue, but everyone's been dead for 5,000 years," reducing the pressure.

Another expert at Carnegie Mellon stresses that there's still an enormous gap between humans and even the most high-tech robots. Manuela Velosa noted that robots have been built that excel at one or two tasks ? but not at the variety of tasks humans perform without even thinking.

Velosa has been building robots that ask humans for help when they don't know what to do, as well as teams of robots that play soccer against each other. Sometimes, the robots surprise her.

During one soccer game against robots from another university, the Carnegie Mellon team scored on a particular play. That sent a positive signal to the robot's computers, which are designed to reward success and discourage failures in the game.

Her robots then tried the play again ? and scored again. It turned out they had discovered a programing flaw in the other team of robots, just like some sports teams find a flaw in their opponents.

In the second half Velosa's robot's kept using the same play, scoring every time, and thus reinforcing the tendency to try the play over and over. The robots crushed the other team.

"It was programmed by me, but it looked to me as if they learned," she said. "I believe we are much closer to having robots be able to coexist with humans. The beautiful thing is you see the robots learning.

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Good Humor Girl: Fitness Alternative: Boozercise - Beltrettginnie9's ...

Swimsuit season is upon us. If your body is beach ready, congratulations. You can proudly wear a bikini and relax by the pool without worrying about everyone judging your flabby underarms or cellulite-ridden thighs.

If you are like me and have never met a basket of French fries you did not like, join me for a drink. I know it sounds crazy, but exercise and alcohol are a great mix. After a night at the bar, I discovered boozercise, and I want to share the benefits with you.

Quick disclaimer: I am not a licensed or unlicensed health or fitness professional. What I am is a twenty-something looking to shed a few pounds while remaining a regular at my favorite bar. I do not condone having more than one or two drinks before or during your workout. I also suggest avoiding heavy machinery, including cars, during and after boozercise.

Now on to the work-out.

Exercise 1: Beerlates (Beer plus Pilates)

Calories burned an hour: Between 270 for beginner and 500 for advanced workouts.

Calories ingested with two 12-ounce drinks: Between 200 calories for a light beer and 500 for a dark beer (go light).

Exercise 2: Vodba (Vodka plus Zumba)

This one is super easy, and the rewards definitely outweigh any cons. Take two shots of vodka before beginning your Zumba routine. This will loosen you up and give you the confidence to shake your booty. Perhaps my favorite of the boozercises, you will burn a lot more calories than you ingest. You can do this easily at home with a dance DVD.

Calories burned an hour: 500 to 800

Calories ingested with two shots: About 110 calories

Exercise 3: Jogtails (Cocktails plus jogging)

Calories burned an hour: 350-plus, depending on your pace.

Calories ingested with two drinks: This depends on what you drink. Stick to vodka sodas and you will log about 150 calories total.

Exercise 4: Walkabout-and-over (A hangover plus walking and lots of water)

Calories ingested with two drinks: Zero. Water is a zero-calorie miracle.

See, it all comes down to science. By burning more calories than you ingest, you are certainly no worse off. You can get a nice workout and a buzz. Now remember, drink responsibly. Two drinks in one hour is plenty.

Feel free to experiment and find your own favorite combinations for exercise and alcohol. If you find one you like, please share.

Good luck!

Laura Chapman is a journalist, blogger, book reviewer and yet-to-be published novelist. In 2010, she founded Change the Word, a blog that follows her writing career and offers book reviews, author promotions and writing tips. Based in Lincoln, Nebraska, she has two completed novels in editing and is hard at work on her third, which she is adapting for a web series. A regular contributor at Good Humor Girl, you can read all Laura's articles and find out more about Laura.

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Shares edge up, Spanish debt costs curb risk appetite

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Income tax Deductions Mortgage loan insurance is | ?mieszne ...

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The Zeals

The Zeals

(Reboot) An ancient prophecy tells a tale of divine beings who will either protect humanity... or enslave it.

Owner:

Game Masters:

This topic is an Out Of Character part of the roleplay, ?The Zeals?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the auto-generated OOC topic for the roleplay "The Zeals"

You may edit this first post as you see fit.

User avatar
The Protagonist
Member for 1 years



Hi, can i reserve The zeal of ghosts?

User avatar
kathrin
Member for 0 years


I would like to reserve the Zeal of Metal

User avatar
Thorait
Member for 2 years



Hm, nice story-line you have here Protagonist ^_^ Hm, i'm a bit torn between Earth and Shape-Shifting but I think I will go with reserving the Zeal of Shape-shifting.

User avatar
Finalhazard3
Member for 3 years


May I create my old Zeal of Fire?

User avatar
blackwolf
Member for 1 years



May I please reserve the Zeal of Sound? Thank you!

User avatar
Lucian1549
Member for 0 years


Can I reserve the Zeal of lightning? ^^

SEE THAT 4? IT'S THERE FOR A REASON, DAMMIT!

User avatar
ReaperGirl4
Member for 0 years


Can I reserve Zeal of Forcefields?

User avatar
Arthurna
Member for 0 years



btw...what exactly the field of forcefields power? (like specifically?)

User avatar
Arthurna
Member for 0 years


Pretty much like using them to block of areas, surround people and grab objects (though, not as strong as Telekinesis for balancing reasons). Also, forcefields will break if they take too much damage.

Last edited by The Protagonist on Sun May 27, 2012 11:27 am, edited 1 time in total.
User avatar
The Protagonist
Member for 1 years


Thanks ^^ I think I got the idea and the character as well (already working on it)

User avatar
Arthurna
Member for 0 years


Quick question, what would Sound's power be? Just wanted to check before I get everything completely wrong xD

User avatar
Lucian1549
Member for 0 years


The ability to fire soundwaves, enhanced hearing for distance and vibrations and of course a sonic scream.

User avatar
The Protagonist
Member for 1 years


So, does the Water Zeal have control over water, and Poison can... I don't know, poison someone without an aid?

(I'm interested in both of these roles, so the more info the easier it'll be to decide! Thanks.)

User avatar
ToccoaClark
Member for 0 years



Post a reply

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Monday, May 28, 2012

Trade Motor Insurance | Free Press Release

Motor traders are those individuals that work with vehicles as part of their career as car salesmen, mechanics and so on or simply everybody who?s trying to find an extra cash by buying and selling vehicles. It is essential for them to have a very good trade motor insurance to be protected by the law if driving on the public roads. It is called road risk cover , and it?s a necessity for each and every motor dealer to have one. Possessing a private car policy just isn?t as beneficial as possessing a motor trade policy. It happens to be taken into consideration that driving a car under a private car policy is against the law. For this reason we strictly recommend each and every of you to switch to the motor trade policy that also just isn?t higher priced than the personal one.
Any information on getting motor trade insurance which is known as trade car insurance you can easily find on the internet. In fact I would like to stop at the part of its relevance in each motor trader?s daily life. As I already have said it handles all the dangers you may face being a car trader. One of the benefits is that it handles not just you, but also your customer?s cars. This means that in the event you, cause of your negligence crash your customer?s car you are covered depending on your financial budget plus some more info that an insurance broker will explain to you. You may purchase low-cost motor trade insurance online. There are Insurance Consultants that will help answer all of your questions and they?ll assist you in finding the best insurance policy for you at an affordable price.
Generally, motor trade insurance covers 3 areas. The first one is road risk cover which also separates into some other 3 levels of covering. The 2nd one is Liability motor trade insurance and it is particularly the most famous auto insurance policy. It costs less than a full coverage policy. The not so good thing is that it handles just the other party?s loss so you get uncovered. Liability insurance has additionally some different kinds of policies. The third one is Combined motor trade insurance. In reality, this kind of policy handles the whole business of the dealer. Every car trader must have a motor trade insurance policy. If you are living in the UK, i suggest you to get yourself an UK trade motor insurance with Nash Warren insurance. They?re going to support you with the insurance policy you want as well as find the right cost for you!
Why don?t use this possibility and apply for Nash Warren affordable trade motor insurance right now!

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Business VOIP Providers in Perth | The Best List

We've collated a list of the most popular and best Business VOIP Providers in Perth for your reference.
Our suggestion is to middle click (depress your mouse's scroll wheel) on each of the business names below to open their website in a new tab within your browser. Then you can compare prices and services of each business.

Perth Business VOIP ProvidersCommand A Com
Command A Com can provide you with complete business solutions in both Telecommunications and Voice/Data Cabling. Command A Com can provide a huge selection of Business Telephone Systems from leading brands such as Panasonic, Samsung and Avaya. We offer new VoIP phone systems from small, medium to large to accommodate any size business. We?re a major Telephone System Dealer who also provides sales, maintenance and support on a large range of telephone systems.

Esstech
Esstech Voice & Data understands the importance of ?integrated communications? and how this impacts on the efficiency and overall perception of your company. This is why we pride ourselves on providing unbiased solutions for small, medium to large based businesses. Esstech can provide a total solution to fit your current company needs, which will effectively increase your overall telecommunications efficiency. If your business is looking at upgrading your old system or are in the market for purchasing new, Esstech sales team can help tailor a solution to suit your needs.

Titan Cloud
Titan Cloud is the new utility of the 21st Century. Titan Cloud is an industry leader in the provision of Cloud Services throughout WA. Offering a range of Cloud Solutions including: Cloud Phone, Cloud Mail, Cloud Backup and Cloud IT Support, Titan Cloud is changing the way Perth businesses do business, through cost-effective, secure and scalable IT and communication solutions.

Thinkin IT
VoIP Phone Systems. Establishing good business communication is crucial for business success. At the same time, modern day businesses are looking for cost cutting communication systems. If you want the best call service at a modest price, then VOIP phone systems and VOIP solutions is the best choice for your business. The VOIP system can be easily customized for your business and that is why large organizations and small businesses are using VOIP solutions.

Phone Systems Perth
OPS is a business phone solution specialist servicing Perth?s local businesses. We take a different approach to business communications. We believe today?s communication tools should enhance how a business operates ? helping to reduce costs, improve efficiency and deliver a better customer experience ? as well as make phone calls of course.

Business VOIP Providers in Perth

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May is Skin Cancer and Brain Tumor Awareness Month - Yes

Happy Memorial Day weekend! ?That being said, here's a little note from The Skin Cancer Foundation:


"Those tempted to kick off summer by getting a ?base tan? should be aware that there is no such thing as a safe, healthy or protective tan. The misconception that a base tan will protect the skin is dangerous; even for those who never burn, prolonged exposure to ultraviolet (UV) radiation can lead to skin aging (including wrinkles, lines and age spots) as well as skin cancer. In fact, about 65 percent of melanomas and 90 percent of nonmelanoma skin cancers are associated with sun exposure." -?skincancer.org

Reconstruction.? I've had a hard time finishing this series up.? Hence the nearly two week gap.? It has been difficult focusing in on a way to sum up a seven year journey of reconstruction and healing in a few short paragraphs.

While losing a parent is different than losing a spouse, or what I imagine must be the unbearable pain of losing a child, the stages of grief are the same.? And eventually a person hits that upward turn and begins reconstruction.? Having been a designer on several hotel renovations, I see a resemblance between the reconstruction of a building and that of a life.? Once all the demolition is complete, there is always something uncovered that was unexpected.? Sometimes small, often times large, something ugly is always found.? With a hotel renovation it could be mold, electrical wiring issues, plumbing problems, rotted subfloor, and a plethora of other un-pleasantries.?

We all have a tendency to blame someone for our problems, and generally if we have a "character flaw" we, with the help of secular psychologists, point the finger at our parents.? {Of course our character and personality are created by the experiences we have growing up and help define what we eventually begin to believe about other people, ourselves and God.? However, we are not helpless.? We have a choice to let those things impact us positively or negatively.} ?Well I have my fair share of character flaws, so I went along with society and blamed my mother. ?Surely she's the reason for my irrational temper, unreasonable expectations {of myself and others}, and intense perfectionism.?Sure, I'll blame the mother who every morning prepared me breakfast before going to school, who read a devotion to me while I ate, would bring forgotten school assignments to me in class, who drove me all around town for a thousand activities, who took side decorating jobs and substitute teaching to pay for my thousand activities, and who took a job as a full time teacher when I graduated high school just so she could buy me a newer car to take to off to college that my dad didn't think was necessary.? I suppose it was easier to focus on a few bad things then the endless good things, and of course it's always easier to blame someone.? However, God, even after I yelled and cursed at Him, allowed me the opportunity to reconcile that relationship. I will never be able to grasp how lucky I am that I did not loose my mom before I could begin a good relationship with her. ?{Mom is still here in this world - she will be about 40 minutes down the road from our new house, and I can't wait to enlist her help in landscaping and DIY adventures!}

Oh, and yes, I said I yelled and cursed at God.? I could write a whole post on that, but most people wouldn't care for it.

As I at the beginning, it has been difficult writing about reconstruction because there is an incredible amount to say. ?Instead of boring you, I have decided to keep it short and bring back the question "why do bad things happen?" ?Plenty of people have spent a whole book or series of books to try to answer this question, but I'm going to sum it up to the core of what I believe. ?First, it's a fallen world; when Adam sinned, we all sinned. ?Second, we are not the center of universe. ?Sometimes when someone close to us dies, it's not about us. ?It could be about that person, or someone else involved - so stop trying to make it about you (sorry to be blunt, but it's just the reality of it). ?Third, "God works all things together for the good of those who love Him and are called according to His purpose." ?We may never see the result of that in our time here on earth, but Paul taught us that in Romans, so I'm clinging to it. ?Not to mention I have truly seen the truth in that. ?It's amazing to reflect through how that verse has held so true in my life. ?Finally, speaking of our time here on earth, our time here is like two pixels?of an incomprehensibly large image.?

When friends betray us
When darkness seems to win
We know that pain reminds this heart
That this is not, this is not our home
It's not our home
'Cause what if Your blessings come through raindrops
What if Your healing comes through tears
And what if a thousand sleepless nights
Are what it takes to know You?re near
What if my greatest disappointments
Or the aching of this life
Is the revealing of a greater thirst this world can?t satisfy
And what if trials of this life
The rain, the storms, the hardest nights
Are Your mercies in disguise
Laura Story, "Blessings" (only second half of song above)

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